• Khurshed Iqbal
  • Aqsa Siddiq UoP
  • Shams Ur Rehman Ph.D Scholar Qurtuba University
  • Hamid Iqbal Janzeb College Swa
  • Muhammad Tariq Rahim Brains Post Graduate College Peshawar


The purpose of this paper is to evaluate the financial management practices and skills among male and female students registered in management sciences and others disciplines by employed Analyses of Variances (ANOVA), mean score and t-test. Three hundred and twenty questionnaires were distributed among students and took 20 to 40 minutes to complete. Three hundred questionnaires were returned by the respondents which shows 84 percent response rate. The study found that male students enrolled in management sciences in public sector have larger aptitude to manage daily expenses, credit usage, future needs, work on stress, saving, decision-making, career planning and problem solving than male students enrolled in others fields in public sector. Furthermore, the study shows that manage daily expenses, credit/debt, time mgt, saving, use of study loan, interaction skills, decision-making and problem solving were strong in female students enrolled in management sciences in public sectors. The study concluded that both male and female enrolled in management sciences at various universities and colleges have greater financial managing skills than students registered in others disciplines.

How to Cite
K. Iqbal, A. Siddiq, S. Rehman, H. Iqbal, and M. Rahim, “ASSESSMENT OF FINANCIAL MANAGEMENT PRACTICES AND SKILLS OF STUDENTS”, jmr, vol. 1, no. 1, pp. 1-8, Nov. 2019.